Insurance for photography equipment

Insurance for photography equipment - Help

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awl9w0hv5fuexg1@mail.htl22.at - 23 Apr 2008 11:37 GMT

Dear all,

I live in Gibraltar and will travel to south america later this
year. I have looked for insurance companies that cover photography
equipment, but to date all the companies do not offer insurance for
someone resident in Gibraltar (an EU country, but this does not seem
to matter...).

Does anyone know a company that will underwrite a policy for
photographic equipment for a Gibraltar resident, or provide a
household policy for here that covers cameras/lens that does not have
a cap on it : This is usually between £250 and £500 for a single
item. All my lenses and bodies are over this figure.

Regards, Si.

Reply to this Message

Draco - 23 Apr 2008 18:01 GMT

On Apr 23, 6:37 am, "awl9w0hv5fue...@mail.htl22.at"
<awl9w0hv5fue...@mail.htl22.at> wrote:

> Dear all,
>
[quoted text clipped - 11 lines]
>
> Regards, Si.

Being a USA resident I would think the Lloyds Of London would provide
a policy to your liking. Don't know about cost or any laws involving
insurance coverage in overseas countries. But you need to ask your
insurance providers.

Good luck,

Draco

Reply to this Message

Don McC - 23 Apr 2008 23:23 GMT

> Does anyone know a company that will underwrite a policy
> for photographic equipment for a Gibraltar resident, or provide
> a household policy for here that covers cameras/lens that does
> not have a cap on it : This is usually between £250 and £500 for
> a single item. All my lenses and bodies are over this figure.

Insurance for photography gear may be purchased as a rider
to your home insurance in any amount just as insurance for
precious metals, furs, fire arms, collections, etc. are. Be sure
to ask how much protection you have "off of the premises."

--
Don

Facts are stubborn things, but statistics are much more pliable.
~ Mark Twain

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Tony Polson - 24 Apr 2008 09:29 GMT

> I live in Gibraltar and will travel to south america later this
>year. I have looked for insurance companies that cover photography
[quoted text clipped - 7 lines]
>a cap on it : This is usually between £250 and £500 for a single
>item. All my lenses and bodies are over this figure.

Hi Si,

You might like to contact some of the UK insurers who routinely offer
pan-EU and worldwide travel cover to people who reside in the UK. They
may be able to tailor one of their products to suit your residence in
Gibraltar:

http://www.photoguard.co.uk/
http://www.aua-insurance.com/Photographer-Insurance.shtm
http://www.eandl.co.uk/camera-insurance/
http://www.photographywebsite.co.uk/photographic-insurance-c23.html
http://www.aaduki.com/
http://www.winsoverhowden.com/

Here is a list of companies in Gibraltar offering general insurance.
You would need to contact them individually to find out if they offer
photo equipment cover (PDF file):

http://www.gibraltar.gov.gi/gov_depts/finance/Directory/GIA.pdf

Finally, contact your travel insurer and ask if they will increase
their cover to meet the value of your photo equipment.

Good luck!

Tony

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